由于济南家政服务的性质是以人为主体的，难免会有不可预见的意外和风险（不包括人为--人为事故属于触犯法律的刑事案件）发生。对于家政领域里的意外和风险，一般不外乎以下这些：家庭用品的丢失或损坏；由于家政服务员的疲劳、紧张、疏忽、过失等造成服务对象的人身意外伤害；家政服务员的常规健康检查 之外的潜伏性或突发性疾病以及工作中疏忽过失等造成的本人意外伤害。
    Due to the nature of Jinan domestic service is the main man-made, it is inevitable there will be unforeseen accidents and risks (not including man - man-made accidents are breaking the law in criminal cases) occur. For domestic fields and the risk of accidents, generally no more than the following: loss or damage to household goods; domestic workers due to fatigue, stress, neglect, negligence caused by the service object personal accident; regular health checks of domestic workers outside of latent or sudden illness and work caused by the negligence of my accident.
 
    虽然此类小概率事件发生几率很低，虽然我们三方都不希望发生此类不幸，但我们还是要客观的告诉客户朋友：这是一类风险，需要引起重视。
    Although such a small probability of occurrence is very low probability event, although we do not want to happen such tripartite unfortunate, but we still have to objectively tell the customers and friends: This is a class of risk, you need to pay attention to.
 
    为了有效应对家政领域里的服务风险，家政行业也做了很多探索。我们公司是这样的做法，请客户朋友知晓：
    In order to effectively respond to domestic services in the field of risk, the domestic industry has done a lot of exploration. Our company is doing so, please customers and friends know:
 
    1,在签约时老师会当面提示家政服务的风险及服务合约里的相关约定；
    1, when the contract teachers will face risks and prompt service contracts related to domestic service in the agreement;
 
    2,如果您选择购买应对上述三类风险的保险，缴纳了100元保费，您将完全享有各项最高保额5万-10万的上述三类保险；
    2, if you choose to buy insurance to deal with the three types of risk, paid 100 yuan premium, you will completely enjoy the maximum insured amount 50,000-100,000 of the three types of insurance;
 
    3,如果您没有购买，我们也会告诫您和我们的服务人员，注意防范发生家政事故。如果在您没有购买保险的情况下发生上述事故，本公司将协助甲乙双方妥善善后，积极行使道义上的义务，但家政公司不负有保障甲方保险权益的义务（----关于这一点敬请客户谅解）。
    3, if you do not buy, we will warn you and our service personnel, pay attention to prevent the occurrence of domestic accidents. If these conditions occur in case you did not purchase insurance, the company will assist both parties to properly aftermath, actively exercise a moral obligation, but does not assume the obligation to protect domestic companies party insurance interests (---- On this point please customer understanding).